If your community bank has adopted a strategy of long-term independence and your stock does not enjoy market liquidity, the following should be considered to provide for liquidity in the common stock.
As we close the books on 2020, we have the perfect opportunity to take stock of what bank balance sheets look like, assess what has worked (and what has not) and back test risk management methodologies. After having been through shocks and a series of surprises over the past 12 months…
The Graduate School of Banking at Colorado (GSBC), America’s premier community banking school, has named Michael Stevens its president-elect effective May 1, 2021.
This uncertainty, combined with the existing pressures of the pandemic environment, calls for community bank leaders to be as informed as possible on critical issues facing banks in the next 3-6 months.
Although the GSBC Class of 2020 had to delay their graduation to 2021, I am positive the experiences you have gone through this year will make you better bankers. You have adapted to many changes on the fly, and I hope you will share with your banker friends what you have learned.
The Board of Trustees of the Graduate School of Banking at Colorado (GSBC) has announced that Timothy Koch, president, will retire following the July 2021 Annual School Session.
In this webinar, we are going to discuss tangible things bankers can do in the first 90-120 days after acquiring a new customer to ensure the relationship with them becomes long-term.
By Timothy Koch, Ph.D., GSBC President and Scott Hein, President, Hein Consulting According to the Bureau of Economic Analysis (BEA), real GDP plummeted by 32.9 percent (annualized) in the second quarter of 2020, the largest drop ever recorded. This follows a 5 percent drop in the first quarter. As noted in Figure 1 below, GDP…
Mary Kay Bates, president and chief executive officer of Bank Midwest in Spirit Lake, Iowa, has been elected chair of the Graduate School of Banking at Colorado (GSBC) for 2021. As president and chief executive officer (CEO) of Bank Midwest, Bates leads a regional, $1 billion community bank that provides banking, insurance, wealth management and…
COVID-19 has significantly impacted every aspect of American life. This includes community bank mergers and acquisitions (M&A). The community bank M&A environment is different today than it was “pre-COVID-19.” Get a better understanding of this new environment.
Each year during the first week of GSBC’s Annual School Session, the entire student body attends the much-anticipated faculty panel in the Wolf Law Courtroom. This year, the panel is coming straight to your desktop. You’re invited to see economics experts discuss, debate and share insights on what could economically lie ahead for community banks.
2020 has seen community banks across the country rise to unprecedented challenges. Through a pandemic, PPP and the uncertainty of our economic future, the story of community banking has never been more relevant. Your bank’s unique value to the community has never been so clear.