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Liquidity Strategies for Illiquid Community Bank Stocks

If your community bank has adopted a strategy of long-term independence and your stock does not enjoy market liquidity, the following should be considered to provide for liquidity in the common stock.

First Quarter Fixed Income Strategy: Looking Back to Plan Ahead

As we close the books on 2020, we have the perfect opportunity to take stock of what bank balance sheets look like, assess what has worked (and what has not) and back test risk management methodologies. After having been through shocks and a series of surprises over the past 12 months…

Special Announcement: Michael Stevens Named President-Elect of GSBC

The Graduate School of Banking at Colorado (GSBC), America’s premier community banking school, has named Michael Stevens its president-elect effective May 1, 2021.

Community Banking in a COVID & Post-Election Environment

This uncertainty, combined with the existing pressures of the pandemic environment, calls for community bank leaders to be as informed as possible on critical issues facing banks in the next 3-6 months.

A Letter From Tim Karsky, GSBC Past Chairman

Although the GSBC Class of 2020 had to delay their graduation to 2021, I am positive the experiences you have gone through this year will make you better bankers. You have adapted to many changes on the fly, and I hope you will share with your banker friends what you have learned.

Special Announcement: Koch to Retire from GSBC in 2021

The Board of Trustees of the Graduate School of Banking at Colorado (GSBC) has announced that Timothy Koch, president, will retire following the July 2021 Annual School Session.

Turning New PPP Accounts Into Long Term Relationships

In this webinar, we are going to discuss tangible things bankers can do in the first 90-120 days after acquiring a new customer to ensure the relationship with them becomes long-term. 

Observations on the Economy for Bankers

By Timothy Koch, Ph.D., GSBC President and Scott Hein, President, Hein Consulting According to the Bureau of Economic Analysis (BEA), real GDP plummeted by 32.9 percent (annualized) in the second quarter of 2020, the largest drop ever recorded. This follows a 5 percent drop in the first quarter. As noted in Figure 1 below, GDP…

Bates of Iowa to Lead GSBC in 2021

Mary Kay Bates, president and chief executive officer of Bank Midwest in Spirit Lake, Iowa, has been elected chair of the Graduate School of Banking at Colorado (GSBC) for 2021. As president and chief executive officer (CEO) of Bank Midwest, Bates leads a regional, $1 billion community bank that provides banking, insurance, wealth management and…

Community Bank M&A in Light of COVID-19

COVID-19 has significantly impacted every aspect of American life. This includes community bank mergers and acquisitions (M&A). The community bank M&A environment is different today than it was “pre-COVID-19.” Get a better understanding of this new environment.

GSBC Faculty Panel: Where is the Economy Headed?

Each year during the first week of GSBC’s Annual School Session, the entire student body attends the much-anticipated faculty panel in the Wolf Law Courtroom. This year, the panel is coming straight to your desktop. You’re invited to see economics experts discuss, debate and share insights on what could economically lie ahead for community banks.

Stop Selling & Start Connecting: Harnessing the Power of Your Story

2020 has seen community banks across the country rise to unprecedented challenges. Through a pandemic, PPP and the uncertainty of our economic future, the story of community banking has never been more relevant. Your bank’s unique value to the community has never been so clear.