9 Class Hours

Instructor: Steven Townsend

In the ever-changing financial landscape, management teams must adopt a holistic and proactive approach to managing their institution’s balance sheet. This course focuses on strategies for evaluating and aligning the balance sheet, income statement, liquidity, and capital management, ensuring decisions are comprehensively considered. By integrating corporate governance and planning, participants will see how effective balance sheet management requires not only sound financial judgment but also strong engagement, well-educated staffing, and appropriate procedures and policies.

Over five sessions, we will delve into advanced ALM strategies, explore liquidity measurement and management, examine capital metrics and performance, and discuss governance practices through tangible examples. To reinforce learning, participants will work through practical exercises and tabletop scenarios that mirror real ALCO decisions. You will leave with a repeatable framework for connecting interest rate risk, liquidity, and capital tradeoffs to strategy, improving governance, and making faster, better-documented balance sheet decisions.

Key takeaways of this course:

• Understand how to align balance sheet strategy with earnings, liquidity, and capital objectives.
• Apply advanced asset-liability management (ALM) strategies to manage interest rate risk.
• Measure and manage liquidity to support stability and growth.
• Evaluate capital performance and key metrics that influence strategic decisions.
• Strengthen governance and decision-making through practical ALCO frameworks and scenarios.

Annual School Session

Third Year Elective Course

Competency: Financial Management & Strategy