Richard Hamm has been training bankers for 29 years, designing and delivering courses specializing in commercial lending and credit, including portfolio and risk management, commercial real estate (CRE) and appraisals, plus selling and negotiating skills, and director training. His clients include: National associations such as The Risk Management Association (RMA) and the American Bankers Association (ABA); regional banking schools such as the Graduate School of Banking at Colorado, the Barret School of Banking – Memphis, the Graduate School of Banking – Wisconsin, the Southwestern Graduate School of Banking – Dallas; state banking and community banking associations in 10 states; and individual banks.

Hamm is based in Huntsville, Alabama, and has owned/operated Advantage Consulting & Training for 15 years, after a 22-year banking career including senior positions in lending and credit, plus president of a community bank through formation and acquisition of an existing bank.

He has BS and MBA degrees from the University of Alabama.