Richard Hamm has been training bankers for 24 years, designing and delivering courses specializing in commercial lending and credit, including loan portfolio and credit risk management, commercial real estate (CRE) and appraisals, plus selling and negotiating skills, and director training. His clients include: National associations such as The Risk Management Association (RMA) and the American Bankers Association (ABA); Regional banking schools such as the Graduate School of Banking at Colorado, the Barret School of Banking – Memphis, the Graduate School of Banking – Wisconsin, the Southwestern Graduate School of Banking – Dallas, and the Western States School of Banking – New Mexico; State banking and community banking associations in 10 states; and individual banks.

Richard is based in Huntsville, AL and has owned/operated Advantage Consulting & Training for 10 years, after a 22-year banking career including senior positions in lending and credit, plus president of a community bank through formation and acquisition of an existing bank.

During his banking career he was active within RMA’s chapter structure, plus serving on several committees at the national level. He has written over 20 articles for The RMA Journal and still serves on The Journal’s Editorial Advisory Board.

He has BS and MBA degrees from the University of Alabama, and holds the CTP (Certified Treasury Professional) designation.