9 Class Hours

Instructor: Michael L. Stevens

The course explains the principles of analyzing a bank’s performance and financial condition. Utilizing the Uniform Bank Performance Report, students will be able to develop a risk profile of a financial institution; evaluate funds management practices; identify and quantify significant changes in a bank’s net interest margin; identify credit, market, liquidity, operational, legal, & reputation risks.

Key learning objectives of the course are to:

  • Understand the key risk and performance drivers of your bank
  • Connect asset quality issues with other risk areas like earnings, liquidity, and capital
  • Learn how to perform a comprehensive analysis of your bank’s condition and performance
  • Evaluate management’s impact on bank performance

An advanced section of this course is offered for a select group of students. The advanced section of the class is designed for students who are comfortable reading and interpreting bank financial ratios, the UBPR and Canary system. Students will be asked if they wish to be considered for advanced placement as a part of the registration process.

Annual School Session

First Year Core Course

Financial Management Track