Todd is executive vice president and director of The Independent BankersBank (TIB), overseeing TIB Capital Markets Strategies for fixed income investing. Todd joined the capital markets division of TIB in 1988 and has more than 30 years of fixed income investing and banking experience. He is a member of TIB’s executive team and serves on the ALCO, mortgage and other various bank committees.
Todd frequently assists community financial institutions with integrating fixed income investing and strategies with asset/liability management, interest rate risk and risk management. He also specializes in municipal finance structures and pricing.

Todd has served as a guest speaker for the Conference of State Bank Supervisors and several other bank trade conferences and meetings. He acts as a lead speaker at the TIB sponsored workshops nationwide. In addition to speaking at TIB’s executive conferences across the country, Todd is a regular lecturer at Southwestern Graduate School of Banking at Southern Methodist University and at GSBC. Todd has authored various articles on bank investing and is a frequent contributor to the daily TIB Ticker commenting on domestic and international economic conditions. Todd gives back to community banks by providing sound portfolio management education.