Richard Hamm
 Richard Hamm has been training bankers for over 18 years, specializing in all phases of commercial lending and credit, including portfolio and risk management, commercial real estate and appraisals, plus selling and negotiating skills. His training work includes our top industry associations (the
ABA and RMA), regional banking schools (Graduate School of Banking at
Colorado, Barret School of Banking –
Memphis, Graduate School of Banking –
Wisconsin and Southwestern Graduate School of Banking –
Dallas), numerous statewide banking and community banking associations, plus individual banks. On the consulting side, he has been involved in director training, loan policy formation, bank formation (start-ups and acquisitions) and related strategic planning. The RMA Journal has published over 20 articles by
Hamm on various lending topics, and he has served for many years on its Editorial Advisory Board. He is based in
Huntsville,
AL and owns/operates Advantage Consulting & Training after a 22-year banking career including senior positions in lending and credit, as well as president of a new bank during its formation, acquisition and change-of-control chartering process. He has BS and MBA degrees from the
University of
Alabama, and holds the CTP (Certified Treasury Professional) designation.
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